The White House recently announced a $15 billion plan to ease the credit crunch affecting many gift and decorative accessories businesses. One program earmarks funding for loans and technical assistance by the U.S. Small Business Administration’s (SBA) “microloan” lenders.

In addition to extra funding for microloans, the new program will reduce small-business lending fees and increases the amount the SBA will guarantee on some small business loans. However, the new program does not stop there.
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